Guardian Dental Insurance Review 2024

Chris Kissell has been a journalist for three decades and has written extensively about insurance and other personal finance topics for the past 20 years. For the last 14 years, he has been a full-time freelance writer and editor, contributing to sit.

Chris Kissell Insurance Writer

Chris Kissell has been a journalist for three decades and has written extensively about insurance and other personal finance topics for the past 20 years. For the last 14 years, he has been a full-time freelance writer and editor, contributing to sit.

Written By Chris Kissell Insurance Writer

Chris Kissell has been a journalist for three decades and has written extensively about insurance and other personal finance topics for the past 20 years. For the last 14 years, he has been a full-time freelance writer and editor, contributing to sit.

Chris Kissell Insurance Writer

Chris Kissell has been a journalist for three decades and has written extensively about insurance and other personal finance topics for the past 20 years. For the last 14 years, he has been a full-time freelance writer and editor, contributing to sit.

Insurance Writer Les Masterson Deputy Editor, Insurance

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, including auto, home, life and health. Before cove.

Les Masterson Deputy Editor, Insurance

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, including auto, home, life and health. Before cove.

Les Masterson Deputy Editor, Insurance

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, including auto, home, life and health. Before cove.

Les Masterson Deputy Editor, Insurance

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, including auto, home, life and health. Before cove.

| Deputy Editor, Insurance

Updated: May 30, 2024, 9:01am

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Our Expert Take

Our Expert Take

Guardian’s Diamond dental plan is chock-full of features that cover dental work that some competitors don’t offer. Another perk is that you don’t pay a deductible if you stay within your plan’s provider network.

Pros

Cons

On Healthcare Marketplace's Website

Our star ratings are based on a range of criteria and are determined solely by our editorial team. See our methodology for more information.

Top scoring plan Diamond plan Deductible In network: $0; out-of-network: $50 Dental network size Over 130,000 dentists

Table of Contents

How We Chose the Best Dental Insurance Companies

We analyzed costs and benefits information for 37 stand-alone dental insurance plans. We looked at price quotes, coverage limits and deductibles, and reimbursement levels. Our editorial content is not influenced by advertisers and we use data-driven methodologies so all companies are measured equally. You can read more about our editorial guidelines and the methodology for the ratings below.

About Guardian Dental Insurance

Founded in 1860 in New York City, Guardian is a top insurance provider included in our list of best dental insurance that offers life, disability, dental and other benefits to individuals via their employers and through government-sponsored programs.

Guardian offers dental insurance to more than 8 million Americans. Policyholders have a choice of four plans and access to more than 120,000 providers.

In addition, Guardian waives the waiting period for basic care on many of its plans.

Summary

Providers

Plans and Coverage

Customer Service

Additional Programs Offered by Guardian

In addition to dental insurance, Guardian offers many other types of insurance and products, including:

For wealth management, they offer the following products and services:

Guardian Insurance Plans & Coverage

Guardian offers four dental plan tiers to cover its customers’ diverse needs and budgets. Here’s a look at the four options.

Guardian Diamond

Guardian Achiever

Guardian Core

Guardian Starter

Comparing Guardian plans

Not covered

Monthly costs are based on a 30-year-old female in California. Costs are for comparison only among plans; your own cost will likely be different.

See More See Less

Optional Guardian Dental Plans

Guardian may offer additional features along with its standard dental insurance plans:

Methodology

To find the best dental insurance companies, we scored 37 stand-alone dental insurance plans. We got quotes from each company and dug into each dental plan to find out what each one covers, what they reimburse for different types of coverage, and coverage limits and deductibles. Only the top-scoring plans from each company are shown. Benefit details can vary by state, so check the plan brochure for details. Ratings are based on the following criteria.

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Information provided on Forbes Advisor is for educational purposes only. Your financial situation is unique and the products and services we review may not be right for your circumstances. We do not offer financial advice, advisory or brokerage services, nor do we recommend or advise individuals or to buy or sell particular stocks or securities. Performance information may have changed since the time of publication. Past performance is not indicative of future results.

Forbes Advisor adheres to strict editorial integrity standards. To the best of our knowledge, all content is accurate as of the date posted, though offers contained herein may no longer be available. The opinions expressed are the author’s alone and have not been provided, approved, or otherwise endorsed by our partners.

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